IA Report: Directive on the comparability of fees related to payment accounts, payment account switching and access to payment accounts with basic features (2013)

Type of practice:

Pricing Models are used for the purpose of the Impact Assessment on the comparability of fees related to payment accounts, payment account switching and access to payment accounts with basic features. The 2007 edition of the World Retail Banking Report defined four prevailing 'pure' pricing models for payment accounts: Account-based, transaction-based, package-based, indirect revenue-based. The corresponding IA Report (http://ec.europa.eu/governance/impact/ia_carried_out/docs/ia_2013/swd_2013_0164_en.pdf) gives an account of this application.

Countries:

Year of IA Practice:

2013